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Module 3 – VA Grants
What is the purpose of the VA Specially Adapted Housing grant program?
To allow Veterans to remodel their home
Provide money for home modifications to suit their particular disability
Provide grants to homowners to employ Veterans
Specially Adapted Housing Grants are available to all Veterans and their families.
Disabled Veterans must choose between the VA Home Loan or the VA Specially Adapted Housing Grant.
Depends on their disability rating
If a disabled Veteran applies for and is approved for the Specially Adapted Housing Grant to apply towards modifications on home he intends to build, can he still use the VA Home Loan for any additional mortgage?
Only if it is a farm residence
Yes, if he meets the normal eligibility requirements for the VA Loan
He must choose one or the other, but not both
Fred, a service connected disabled Veteran, presently resides with his sister who is purchasing a new home. Is Fred eligible for a temporary housing grant to use on his sister's new home to make it wheelchair accessible?
Only if his sister was in the military
How much of a VA housing grant is available when the grant will assist the Veteran with mobility throughout the home because of blindness, or loss of or loss of use of both hands?
Adam, an honorably discharged Navy Veteran, has a VA disability rating of 10% due to hearing loss. While looking for a new home, saw an advertisement claiming that he may be able to purchase with $0 down and $0 mortgage insurance, as well as Veteran grants up to $81,080. This ad perked his interest and he called and asked what benefits applied to him. What would be your advice?
That he is eligible for everything stated in the advertisement
Only the $0 down, $0 mortgage insurance benefit of the VA Loan. Grants are only available to seriously disabled Veterans
The $81,080 Specially Adapted Housing grant can used for which of the following?
Construct a specially adapted home on land to be acquired
Purchase a farming business
Purchase land as an investment
Can a disabled Veteran apply the grant against the unpaid principal mortgage balance of an adapted home that he had already adapted without the assistance of a VA grant?
Veteran Real Estate Specialists educate and advertise themselves as being able to provide information and resources to disabled Veterans because it may result in which of the following?
Increased interest in their services
Less phone calls
A tax credit
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